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For SaleSingle Family Home
$435K
540 Vermont Street NE, Palm Bay, FL 32907
Northwest Palm Bay neighborhood
Subdivision: Port Malabar Unit 45
3
Bedrooms
2
Bathrooms
2,093
Sq Ft
1985
Year Built
$208 /sqft

About This Property

Description from listing agent

Discover a home where thoughtful updates, distinctive character, and everyday functionality come together on a spacious .37-acre lot. This residence has been carefully improved over the years with upgrades designed for both comfort and longevity. The home's thoughtful layout begins at the front entry, where the formal living/sitting room is to the right, featuring a fireplace with custom casing and dramatic vaulted ceilings extending toward the second floor. To the left is a versatile library/flex room. Continue down the main hallway, and the updated kitchen opens to the left, while the dining room is positioned to the right and connects back to the front sitting area through a conveniently tucked-away, fully functional wet bar. From the dining area, the home opens in multiple directions into the main living space, creating an easy flow between the living room, kitchen, dining area, and Florida room. The heart of the home is the beautifully updated kitchen, featuring custom cherry

Space Coast Context

🚀 Launch Viewing — Fair Views

37.5 mi from SLC-40

37.5 miles from SLC-40 — visible as a bright streak in good conditions.

Aerospace Commute Guide
L3Harris5.4 mi~12 min
Northrop7.4 mi~16 min
Blue Origin31.8 mi~1h 11m
SpaceX32.8 mi~1h 13m
Lockheed32.8 mi~1h 13m
Boeing/KSC34.3 mi~1h 16m
KSC34.6 mi~1h 17m

Estimates only — verify with Google Maps.

Flood Risk

Zone X — Minimal Risk

Outside the Special Flood Hazard Area. Flood insurance is optional but recommended.

Estimated flood insurance: $500 – $1,200 / yr — varies by coverage, elevation & insurer

Source: FEMA National Flood Hazard Layer. Insurance estimates are ranges only — get a quote for accurate pricing.

Price History

Date
Event
Price
  • 8/21/26
    Listed
    $435K
    $208/sqft

Tracked by MaxxCity from the date each listing first appeared in our system — earlier history isn't available from the MLS feed.

Offer Intelligence

Based on 5 comparable sales in this area in the last 180 days.

Price vs. Comparable Sales
17.9% above median
Median comparable close: $369,000 — premium may reflect unique features not captured in automated comps
Typical Offer Discount
98.3% of list price
At that rate, a competitive offer ≈ $427,766
Price Reductions
No reductions
Listed price has not changed since hitting the market
See & adjust the 5 comparable sales used

Uncheck any home you don't consider comparable — the median updates instantly.

The median is weighted: nearer sales count more than distant ones, and comps marked recent (sold in the last 90 days) count 2×. Comps farther than 3 miles are flagged — a longer distance usually means few nearby sales were available.

How we match comps

Comps are pulled directly from the Space Coast MLS — sold sales only, closed within the last 180 days. We apply hyper-local matching criteria in this order:

  • Same property type, always (single family, condo, townhouse, etc.)
  • Single-story homes compared only to single-story (and multi to multi)
  • Exact bedroom count
  • Bathrooms within ±0.5
  • Garage spaces within ±1
  • Pool status must match
  • Waterfront status must match
  • HOA must match (HOA community vs. no HOA)
  • Price within ±5–20% of list price (tightest in early tiers)
  • Square footage within ±10–25% (tighter in early tiers)
  • Year built always within ±5–20 years (never dropped)

We search in tiers, expanding the radius only as needed — starting in the same subdivision within 1 mile, then 2 miles, then the same neighborhood within 3 miles, and the same zip code within 5 miles as a last resort. For luxury homes ($5M+), where nearby comps are scarce, we widen the search to 5–20 miles. Year built is always required so comps are from the same era of construction. The median is weighted toward nearer sales, and sales within the last 90 days count 2× to reflect current market conditions.

Median estimate is based on similar active listings and homes that have sold within the last 180 days in this area, as reported through Brevard MLS. This is not an appraisal or a Comparative Market Analysis (CMA). Before making an offer, work with a licensed real estate agent to obtain a CMA, or hire a certified real estate appraiser for an independent valuation.

Additional Details

Lot Size
0.37 acres (16,117 sqft)
Full Baths
2
Total Rooms
9
Garage
2 car
Fireplaces
1
Days on Market
5
MLS Area
340 - NE Palm Bay

Schools

Elementary

Lockmar

Middle School

Central

High School

Palm Bay

Financial & Listing Details

Listed
Aug 21, 2026
Parcel #
28-37-30-Kp-02376.0-0003.00
$435K

Listing Agent (for property info)

J
Jeremy J Jenkins
Jenkins & Jenkins Real Estate
850-208-1099
Call Listing Agent

Estimated Monthly Payment

$2,877/mo
Principal & interest
$2,292
Property taxes
$435
Insurance
$150

Based on a 6.90% rate, 30-year loan, and $435K price — down payment shown: $87,000.

This is a quick estimate only — it does not include items like mortgage insurance, closing costs, or rate-lock terms. For an accurate payment based on your credit and finances, get pre-qualified with a certified bank or licensed mortgage brokerage.

MLS# 1085604

What's Nearby

schools
Lockmar Elementary School
0.2 mi away
restaurants
Culver's
0.9 mi away
restaurants
Pollo Tropical
0.9 mi away
grocery
ALDI
0.9 mi away
restaurants
Arby's
0.9 mi away
shopping
7-Eleven
0.9 mi away
restaurants
Panera Bread
0.9 mi away
restaurants
Popeyes
0.9 mi away

Interested in this property?

Equal Housing Opportunity

MLS# 1085604 · Listing Broker: Jenkins & Jenkins Real Estate · IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. Listing information provided by Space Coast Association of REALTORS® and the Space Coast MLS. © 2026 Space Coast Association of REALTORS®. All rights reserved. · MaxxCity Realty LLC · Licensed in Florida.