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For SaleTownhouse
$175K
3913 Vista Oaks Circle NE, Palm Bay, FL 32905
Palm Bay Waterfront neighborhood
Subdivision: Vista Oaks
2
Bedrooms
2
Bathrooms
1,236
Sq Ft
1978
Year Built
$142 /sqft

About This Property

Description from listing agent

Welcome to this charming and well-maintained two-story townhome offering the perfect blend of comfort, style, and low maintenance living. The first floor features a spacious living and dining area that flows seamlessly into the kitchen, creating an inviting space ideal for everyday living and entertaining. A downstairs half bath with laundry area, along with plenty of storage, adds extra functionality to the home. Upstairs, you will find 2 bedrooms and a full bath, creating a private retreat separate from the main living spaces. Thoughtful updates add warmth and character, making this property truly move in ready. Outdoors, enjoy a private courtyard with space for relaxing, entertaining, or enjoying your morning coffee year-round. With its functional layout, private outdoor space, and convenient location near beaches, shopping, and dining, this townhome is ready for you to make it your own.

Space Coast Context

🚀 Launch Viewing — Fair Views

36.4 mi from SLC-40

36.4 miles from SLC-40 — visible as a bright streak in good conditions.

Aerospace Commute Guide
L3Harris4.6 mi~10 min
Northrop6.4 mi~14 min
Blue Origin30.3 mi~1h 8m
SpaceX31.5 mi~1h 10m
Lockheed31.5 mi~1h 10m
Boeing/KSC33.5 mi~1h 15m
KSC34 mi~1h 16m

Estimates only — verify with Google Maps.

Flood Risk

Zone X — Minimal Risk

Outside the Special Flood Hazard Area. Flood insurance is optional but recommended.

Estimated flood insurance: $500 – $1,200 / yr — varies by coverage, elevation & insurer

Source: FEMA National Flood Hazard Layer. Insurance estimates are ranges only — get a quote for accurate pricing.

Price History

Date
Event
Price
  • 7/1/26
    Price change
    $175K -2.8%
    $142/sqft

Tracked by MaxxCity from the date each listing first appeared in our system — earlier history isn't available from the MLS feed.

Offer Intelligence

Based on 7 comparable sales in this area in the last 180 days.

Price vs. Comparable Sales
At market value
Median comparable close price: $177,500
Typical Offer Discount
95.9% of list price
At that rate, a competitive offer ≈ $167,840
Price Reductions
1 reduction
Originally listed at $175,000 · Cut $5,000 total
See & adjust the 7 comparable sales used

Uncheck any home you don't consider comparable — the median updates instantly.

The median is weighted: nearer sales count more than distant ones, and comps marked recent (sold in the last 90 days) count 2×. Comps farther than 3 miles are flagged — a longer distance usually means few nearby sales were available.

How we match comps

Comps are pulled directly from the Space Coast MLS — sold sales only, closed within the last 180 days. We apply hyper-local matching criteria in this order:

  • Same property type, always (single family, condo, townhouse, etc.)
  • Single-story homes compared only to single-story (and multi to multi)
  • Exact bedroom count
  • Bathrooms within ±0.5
  • Garage spaces within ±1
  • Pool status must match
  • Waterfront status must match
  • HOA must match (HOA community vs. no HOA)
  • Price within ±5–20% of list price (tightest in early tiers)
  • Square footage within ±10–25% (tighter in early tiers)
  • Year built always within ±5–20 years (never dropped)

We search in tiers, expanding the radius only as needed — starting in the same subdivision within 1 mile, then 2 miles, then the same neighborhood within 3 miles, and the same zip code within 5 miles as a last resort. For luxury homes ($5M+), where nearby comps are scarce, we widen the search to 5–20 miles. Year built is always required so comps are from the same era of construction. The median is weighted toward nearer sales, and sales within the last 90 days count 2× to reflect current market conditions.

Median estimate is based on similar active listings and homes that have sold within the last 180 days in this area, as reported through Brevard MLS. This is not an appraisal or a Comparative Market Analysis (CMA). Before making an offer, work with a licensed real estate agent to obtain a CMA, or hire a certified real estate appraiser for an independent valuation.

Additional Details

Lot Size
0.02 acres (871 sqft)
Full Baths
1
Half Baths
1
HOA Fee
$444/mo
Days on Market
52
MLS Area
340 - NE Palm Bay

Community & HOA

HOA

Schools

Middle School

Stone

High School

Palm Bay

Financial & Listing Details

Listed
May 21, 2026
Parcel #
28-37-22-00-00133.0-0000.00
$175K

Listing Agent (for property info)

A
Amanda Carrie Maidhof
Premium Properties Real Estate
321-480-4277
Call Listing Agent

Estimated Monthly Payment

$1,691/mo
Principal & interest
$922
Property taxes
$175
Insurance & HOA
$594

Based on a 6.90% rate, 30-year loan, and $175K price — down payment shown: $35,000.

This is a quick estimate only — it does not include items like mortgage insurance, closing costs, or rate-lock terms. For an accurate payment based on your credit and finances, get pre-qualified with a certified bank or licensed mortgage brokerage.

MLS# 1077914

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Equal Housing Opportunity

MLS# 1077914 · Listing Broker: Premium Properties Real Estate · IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. Listing information provided by Space Coast Association of REALTORS® and the Space Coast MLS. © 2026 Space Coast Association of REALTORS®. All rights reserved. · MaxxCity Realty LLC · Licensed in Florida.