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For SaleSingle Family Home
$440K
570 Gardendale Circle SE, Palm Bay, FL 32909
Palm Bay - St. Johns Heritage Parkway neighborhood
Subdivision: Monterey Cove at Bayside Lakes
4
Bedrooms
2
Bathrooms
2,138
Sq Ft
2005
Year Built
$206 /sqft

About This Property

Description from listing agent

Located in the heart of Bayside Lakes, this beautifully maintained 4/2/2 offers just over 2100 sq. ft. of living. From the moment you enter your eyes are drawn through the spacious great room to the triple sliders that lead to the trussed, screened patio with sparkling water views of the lake in your back yard. Inside premium upgrades include LVP flooring, Quartz countertops, Sleek black stainless appliances and Custom plantation shutters on every window! The primary suite features his and her closets, dual vanities, a garden tub and walk in shower. Outside the pavers extend beyond your enclosed patio for extra outside living space. Major updates include HVAC (2025) roof and the whole-home solar (2021) is owned providing HUGE electric savings for decades to come. HOA provides all lawncare as well as community pool, clubhouse, playgrounds, fitness center, basketball, pickleball and so much more!

Space Coast Context

🚀 Launch Viewing — Fair Views

43.1 mi from SLC-40

43.1 miles from SLC-40 — visible as a bright streak in good conditions.

Aerospace Commute Guide
L3Harris11 mi~25 min
Northrop13 mi~29 min
Blue Origin37.3 mi~1h 23m
SpaceX38.3 mi~1h 25m
Lockheed38.4 mi~1h 26m
Boeing/KSC39.9 mi~1h 29m
KSC40.2 mi~1h 30m

Estimates only — verify with Google Maps.

Flood Risk

Zone X — Minimal Risk

Outside the Special Flood Hazard Area. Flood insurance is optional but recommended.

Estimated flood insurance: $500 – $1,200 / yr — varies by coverage, elevation & insurer

Source: FEMA National Flood Hazard Layer. Insurance estimates are ranges only — get a quote for accurate pricing.

Price History

Date
Event
Price
  • 8/20/26
    Price change
    $440K -2.0%
    $206/sqft
  • 6/17/26
    Listed
    $449K
    $210/sqft

Tracked by MaxxCity from the date each listing first appeared in our system — earlier history isn't available from the MLS feed.

Offer Intelligence

Price history and market context for this listing.

Price Reductions
1 reduction
Originally listed at $449,000 · Cut $9,000 total
How we match comps

Comps are pulled directly from the Space Coast MLS — sold sales only, closed within the last 180 days. We apply hyper-local matching criteria in this order:

  • Same property type, always (single family, condo, townhouse, etc.)
  • Single-story homes compared only to single-story (and multi to multi)
  • Exact bedroom count
  • Bathrooms within ±0.5
  • Garage spaces within ±1
  • Pool status must match
  • Waterfront status must match
  • HOA must match (HOA community vs. no HOA)
  • Price within ±5–20% of list price (tightest in early tiers)
  • Square footage within ±10–25% (tighter in early tiers)
  • Year built always within ±5–20 years (never dropped)

We search in tiers, expanding the radius only as needed — starting in the same subdivision within 1 mile, then 2 miles, then the same neighborhood within 3 miles, and the same zip code within 5 miles as a last resort. For luxury homes ($5M+), where nearby comps are scarce, we widen the search to 5–20 miles. Year built is always required so comps are from the same era of construction. The median is weighted toward nearer sales, and sales within the last 90 days count 2× to reflect current market conditions.

Median estimate is based on similar active listings and homes that have sold within the last 180 days in this area, as reported through Brevard MLS. This is not an appraisal or a Comparative Market Analysis (CMA). Before making an offer, work with a licensed real estate agent to obtain a CMA, or hire a certified real estate appraiser for an independent valuation.

Additional Details

Lot Size
0.17 acres (7,405 sqft)
Full Baths
2
Garage
2 car
HOA Fee
$115/mo
Days on Market
75
MLS Area
343 - SE Palm Bay

Community & HOA

HOA

  • Name: Monterey Cove at Bayside Lakes
  • Fee: $115 / monthly

Schools

Elementary

Westside

Middle School

Southwest

High School

Bayside

Financial & Listing Details

Listed
Jun 17, 2026
Parcel #
29-37-19-76-00000.0-0072.00
$440K

Listing Agent (for property info)

C
Crystal Lynne Jones
Waterman Real Estate, Inc.
321-446-3300
Call Listing Agent

Estimated Monthly Payment

$3,023/mo
Principal & interest
$2,318
Property taxes
$440
Insurance & HOA
$265

Based on a 6.90% rate, 30-year loan, and $440K price — down payment shown: $88,000.

This is a quick estimate only — it does not include items like mortgage insurance, closing costs, or rate-lock terms. For an accurate payment based on your credit and finances, get pre-qualified with a certified bank or licensed mortgage brokerage.

MLS# 1080266

What's Nearby

government
Supervisor of Elections and Property Appraiser
0.3 mi away
restaurants
Domino's
0.5 mi away
shopping
7-Eleven
0.5 mi away
government
City of Palm Bay
0.5 mi away
pharmacies
Bayside Lakes Family Pharmacy
0.6 mi away
restaurants
Dunkin'
0.6 mi away
gas stations
Mobil
0.6 mi away
restaurants
McDonald's
0.6 mi away

Interested in this property?

Equal Housing Opportunity

MLS# 1080266 · Listing Broker: Waterman Real Estate, Inc. · IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. Listing information provided by Space Coast Association of REALTORS® and the Space Coast MLS. © 2026 Space Coast Association of REALTORS®. All rights reserved. · MaxxCity Realty LLC · Licensed in Florida.