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For SaleSingle Family Home
$449K
570 Gardendale Circle SE, Palm Bay, FL 32909
Palm Bay - St. Johns Heritage Parkway neighborhood
Subdivision: Monterey Cove at Bayside Lakes
4
Bedrooms
2
Bathrooms
2,138
Sq Ft
2005
Year Built
$210 /sqft

About This Property

Description from listing agent

Located in the heart of Bayside Lakes, this beautifully maintained 4/2/2 offers just over 2100 sq. ft. of living. From the moment you enter your eyes are drawn through the spacious great room to the triple sliders that lead to the trussed, screened patio with sparkling water views of the lake in your back yard. Inside premium upgrades include LVP flooring, Quartz countertops, Sleek black stainless appliances and Custom plantation shutters on every window! The primary suite features his and her closets, dual vanities, a garden tub and walk in shower. Outside the pavers extend beyond your enclosed patio for extra outside living space. Major updates include HVAC (2025) roof and the whole-home solar (2021) is owned providing HUGE electric savings for decades to come. HOA provides all lawncare as well as community pool, clubhouse, playgrounds, fitness center, basketball, pickleball and so much more!

Space Coast Context

🚀 Launch Viewing — Fair Views

43.1 mi from SLC-40

43.1 miles from SLC-40 — visible as a bright streak in good conditions.

Aerospace Commute Guide
L3Harris11 mi~25 min
Northrop13 mi~29 min
Blue Origin37.3 mi~1h 23m
SpaceX38.3 mi~1h 25m
Lockheed38.4 mi~1h 26m
Boeing/KSC39.9 mi~1h 29m
KSC40.2 mi~1h 30m

Estimates only — verify with Google Maps.

Flood Risk

Flood zone data not yet available for this listing. Check FEMA Flood Map

Source: FEMA National Flood Hazard Layer. Insurance estimates are ranges only — get a quote for accurate pricing.

Price History

Date
Event
Price
  • 6/17/26
    Listed
    $449K
    $210/sqft

Tracked by MaxxCity from the date each listing first appeared in our system — earlier history isn't available from the MLS feed.

Offer Intelligence

Based on 5 comparable sales in this area in the last 180 days.

Price vs. Comparable Sales
38.2% above median
Median comparable close: $325,000 — premium may reflect unique features not captured in automated comps
Typical Offer Discount
98.1% of list price
At that rate, a competitive offer ≈ $440,384
Price Reductions
No reductions
Listed price has not changed since hitting the market
How we match comps

Comps are pulled directly from the Space Coast MLS — sold sales only, closed within the last 180 days. We apply hyper-local matching criteria in this order:

  • Same property type (single family, condo, townhouse, etc.)
  • Exact bedroom count
  • Bathrooms within ±0.5
  • Garage spaces within ±1
  • Pool status must match
  • Waterfront status must match
  • HOA must match (HOA community vs. no HOA)
  • Square footage within ±15%
  • Year built within ±15 years

We start with your neighborhood, then expand to 3 miles, then 5 miles until we have enough comps. Sales within the last 90 days are weighted 2× in the median to reflect current market conditions.

This is the same analysis a local agent performs by hand — done automatically on every listing.

Median estimate is based on similar active listings and homes that have sold within the last 180 days in this area, as reported through Brevard MLS. This is not an appraisal or a Comparative Market Analysis (CMA). Before making an offer, work with a licensed real estate agent to obtain a CMA, or hire a certified real estate appraiser for an independent valuation.

Additional Details

Lot Size
0.17 acres (7,405 sqft)
Full Baths
2
Garage
2 car
HOA Fee
$115/mo
Days on Market
1
MLS Area
343 - SE Palm Bay

Community & HOA

HOA

  • Name: Monterey Cove at Bayside Lakes
  • Fee: $115 / monthly

Schools

Elementary

Westside

Middle School

Southwest

High School

Bayside

Financial & Listing Details

Listed
Jun 17, 2026
Parcel #
29-37-19-76-00000.0-0072.00
$449K

Listing Agent (for property info)

C
Crystal Lynne Jones
Waterman Real Estate, Inc.
321-446-3300
Call Listing Agent

Estimated Monthly Payment

$3,080/mo
Principal & interest
$2,366
Property taxes
$449
Insurance & HOA
$265

Based on a 6.90% rate, 30-year loan, and $449K price — down payment shown: $89,800.

This is a quick estimate only — it does not include items like mortgage insurance, closing costs, or rate-lock terms. For an accurate payment based on your credit and finances, get pre-qualified with a certified bank or licensed mortgage brokerage.

MLS# 1080266

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Equal Housing Opportunity

MLS# 1080266 · Listing Broker: Waterman Real Estate, Inc. · IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. Listing information provided by Space Coast Association of REALTORS® and the Space Coast MLS. © 2026 Space Coast Association of REALTORS®. All rights reserved. · MaxxCity Realty LLC · Licensed in Florida.