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For SaleSingle Family Home
$699K
101 Chipola Road, Cocoa Beach, FL 32931
Cocoa Beach neighborhood
Subdivision: River Isles Addn 2
3
Bedrooms
2
Bathrooms
1,598
Sq Ft
1960
Year Built
$437 /sqft

About This Property

Description from listing agent

Excellent waterfront home in the heart of Cocoa Beach. This 3-bedroom, 2-bath residence sits on a wide, deep-water canal direct access to the stunning Banana River--perfect for the coastal lifestyle. This home features a brand-new 2025 A/C system, solid roof, and updated bathrooms, no cast iron, all new PIPES. With great bones and endless potential, it's the perfect canvas to create your dream waterfront retreat. Enjoy the rare combo of affordability and location--an exceptional find on the water in Cocoa Beach. Situated in an A-rated school district, including International Baccalaureate programs, this home offers both lifestyle and long-term value. Take advantage of everything Cocoa Beach has to offer--sidewalk-lined streets, a vibrant downtown filled with live music, and an array of incredible dining options. Plus, you're just a short stroll to the Atlantic Ocean. Waterfront living, unbeatable location, and endless potential

Space Coast Context

🚀 Launch Viewing — Great Views

17 mi from SLC-40

17 miles from SLC-40 — clear launch views from your yard or roof on most days.

Aerospace Commute Guide
Blue Origin11.6 mi~26 min
SpaceX12.3 mi~27 min
Lockheed12.3 mi~27 min
Northrop13.2 mi~29 min
Boeing/KSC14.1 mi~31 min
KSC14.8 mi~33 min
L3Harris15.2 mi~34 min

Estimates only — verify with Google Maps.

Flood Risk

Flood zone data not yet available for this listing. Check FEMA Flood Map

Source: FEMA National Flood Hazard Layer. Insurance estimates are ranges only — get a quote for accurate pricing.

Price History

Date
Event
Price
  • 4/2/26
    Listed
    $699K
    $437/sqft

Tracked by MaxxCity from the date each listing first appeared in our system — earlier history isn't available from the MLS feed.

Offer Intelligence

Based on 1 comparable sale in this area in the last 180 days.(limited data — interpret with caution)

Price vs. Comparable Sales
6.8% below market
Median comparable close price: $750,000
Typical Offer Discount
97.4% of list price
At that rate, a competitive offer ≈ $680,844
Price Reductions
No reductions
Listed price has not changed since hitting the market
See & adjust the 1 comparable sale used

Uncheck any home you don't consider comparable — the median updates instantly.

The median is weighted: nearer sales count more than distant ones, and comps marked recent (sold in the last 90 days) count 2×. Comps farther than 3 miles are flagged — a longer distance usually means few nearby sales were available.

How we match comps

Comps are pulled directly from the Space Coast MLS — sold sales only, closed within the last 180 days. We apply hyper-local matching criteria in this order:

  • Same property type, always (single family, condo, townhouse, etc.)
  • Single-story homes compared only to single-story (and multi to multi)
  • Exact bedroom count
  • Bathrooms within ±0.5
  • Garage spaces within ±1
  • Pool status must match
  • Waterfront status must match
  • HOA must match (HOA community vs. no HOA)
  • Price within ±5–20% of list price (tightest in early tiers)
  • Square footage within ±10–25% (tighter in early tiers)
  • Year built always within ±5–20 years (never dropped)

We search in tiers, expanding the radius only as needed — starting in the same subdivision within 1 mile, then 2 miles, then the same neighborhood within 3 miles, and the same zip code within 5 miles as a last resort. For luxury homes ($5M+), where nearby comps are scarce, we widen the search to 5–20 miles. Year built is always required so comps are from the same era of construction. The median is weighted toward nearer sales, and sales within the last 90 days count 2× to reflect current market conditions.

Median estimate is based on similar active listings and homes that have sold within the last 180 days in this area, as reported through Brevard MLS. This is not an appraisal or a Comparative Market Analysis (CMA). Before making an offer, work with a licensed real estate agent to obtain a CMA, or hire a certified real estate appraiser for an independent valuation.

Additional Details

Lot Size
0.23 acres (10,019 sqft)
Full Baths
2
Garage
1 car
Waterfront
Canal Navigational to Banana River
Days on Market
103
MLS Area
272 - Cocoa Beach

Schools

Elementary

Roosevelt

Middle School

Cocoa Beach

High School

Cocoa Beach

Financial & Listing Details

Listed
Apr 5, 2026
Parcel #
25-37-15-04-000s3.0-0028.00
$699K

Listing Agent (for property info)

R
Rebecca L Sparks
C. Apollo Realty Inc
321-784-9602
Call Listing Agent

Estimated Monthly Payment

$4,532/mo
Principal & interest
$3,683
Property taxes
$699
Insurance
$150

Based on a 6.90% rate, 30-year loan, and $699K price — down payment shown: $139,800.

This is a quick estimate only — it does not include items like mortgage insurance, closing costs, or rate-lock terms. For an accurate payment based on your credit and finances, get pre-qualified with a certified bank or licensed mortgage brokerage.

MLS# 1073834

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Equal Housing Opportunity

MLS# 1073834 · Listing Broker: C. Apollo Realty Inc · IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. Listing information provided by Space Coast Association of REALTORS® and the Space Coast MLS. © 2026 Space Coast Association of REALTORS®. All rights reserved. · MaxxCity Realty LLC · Licensed in Florida.