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For SaleSingle Family Home
$689K
1060 Montego Bay Drive N, Merritt Island, FL 32953
Merritt Island neighborhood
Subdivision: Catalina Isle Estates Unit 3
4
Bedrooms
2
Bathrooms
1,740
Sq Ft
1965
Year Built
$396 /sqft

About This Property

Description from listing agent

Canal and waterfront pool living come together in a true waterfront playground in this beautifully refreshed 4 bed, 2 bath home. A bright, open layout flows from the dining area into a fully remodeled kitchen featuring quartz countertops, Samsung Bespoke appliances, induction cooktop, farmhouse sink, RO system & custom cabinetry w/ pull-outs. The living room expands w/ pocketing sliders for seamless indoor-outdoor living. The primary suite offers a private retreat w/ split AC & a remodeled en-suite bath w/ ADA-compliant shower & bidet. Three additional bedrooms provide flexibility, while the guest bath showcases preserved vintage blue tile. Outside, enjoy a covered patio, heated pool, bocce court & direct canal access w/ new 10,000 lb boat lift. Major upgrades include seawall (2021), HVAC (2023), electrical updates, new flooring, paint, fans & impact-rated windows on the east-facing exposure. Garage can convert back from storage.

Space Coast Context

🚀 Launch Viewing — Great Views

14.7 mi from SLC-40

14.7 miles from SLC-40 — clear launch views from your yard or roof on most days.

Aerospace Commute Guide
KSC10.3 mi~23 min
Boeing/KSC10.3 mi~23 min
SpaceX10.8 mi~24 min
Lockheed11.2 mi~25 min
Blue Origin11.8 mi~26 min
Northrop17.7 mi~39 min
L3Harris19.5 mi~43 min

Estimates only — verify with Google Maps.

Flood Risk

Zone X — Minimal Risk

Outside the Special Flood Hazard Area. Flood insurance is optional but recommended.

Estimated flood insurance: $500 – $1,200 / yr — varies by coverage, elevation & insurer

Source: FEMA National Flood Hazard Layer. Insurance estimates are ranges only — get a quote for accurate pricing.

Price History

Date
Event
Price
  • 7/9/26
    Price change
    $689K -1.6%
    $396/sqft
  • 6/10/26
    Price change
    $700K -4.8%
    $402/sqft

Tracked by MaxxCity from the date each listing first appeared in our system — earlier history isn't available from the MLS feed.

Offer Intelligence

Based on 1 comparable sale in this area in the last 180 days.(limited data — interpret with caution)

Price vs. Comparable Sales
13.0% above median
Median comparable close: $610,000 — premium may reflect unique features not captured in automated comps
Typical Offer Discount
97.0% of list price
At that rate, a competitive offer ≈ $668,188
Price Reductions
2 reductions
Originally listed at $699,900 · Cut $46,000 total
See & adjust the 1 comparable sale used

Uncheck any home you don't consider comparable — the median updates instantly.

The median is weighted: nearer sales count more than distant ones, and comps marked recent (sold in the last 90 days) count 2×. Comps farther than 3 miles are flagged — a longer distance usually means few nearby sales were available.

How we match comps

Comps are pulled directly from the Space Coast MLS — sold sales only, closed within the last 180 days. We apply hyper-local matching criteria in this order:

  • Same property type, always (single family, condo, townhouse, etc.)
  • Single-story homes compared only to single-story (and multi to multi)
  • Exact bedroom count
  • Bathrooms within ±0.5
  • Garage spaces within ±1
  • Pool status must match
  • Waterfront status must match
  • HOA must match (HOA community vs. no HOA)
  • Price within ±5–20% of list price (tightest in early tiers)
  • Square footage within ±10–25% (tighter in early tiers)
  • Year built always within ±5–20 years (never dropped)

We search in tiers, expanding the radius only as needed — starting in the same subdivision within 1 mile, then 2 miles, then the same neighborhood within 3 miles, and the same zip code within 5 miles as a last resort. For luxury homes ($5M+), where nearby comps are scarce, we widen the search to 5–20 miles. Year built is always required so comps are from the same era of construction. The median is weighted toward nearer sales, and sales within the last 90 days count 2× to reflect current market conditions.

Median estimate is based on similar active listings and homes that have sold within the last 180 days in this area, as reported through Brevard MLS. This is not an appraisal or a Comparative Market Analysis (CMA). Before making an offer, work with a licensed real estate agent to obtain a CMA, or hire a certified real estate appraiser for an independent valuation.

Additional Details

Lot Size
0.2 acres (8,712 sqft)
Full Baths
2
Garage
1 car (attached)
Waterfront
Sykes Creek
Pool
Yes
Days on Market
37
MLS Area
251 - Central Merritt Island

Schools

Elementary

Audubon

Middle School

Jefferson

High School

Merritt Island

Financial & Listing Details

Listed
Jun 4, 2026
Parcel #
24-36-26-Is-00003.0-0088.00
$689K

Listing Agent (for property info)

L
Lindsey N. Whitney
Compass Florida, LLC
321-559-8799
Call Listing Agent

Estimated Monthly Payment

$4,469/mo
Principal & interest
$3,630
Property taxes
$689
Insurance
$150

Based on a 6.90% rate, 30-year loan, and $689K price — down payment shown: $137,800.

This is a quick estimate only — it does not include items like mortgage insurance, closing costs, or rate-lock terms. For an accurate payment based on your credit and finances, get pre-qualified with a certified bank or licensed mortgage brokerage.

MLS# 1079046

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Equal Housing Opportunity

MLS# 1079046 · Listing Broker: Compass Florida, LLC · IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. Listing information provided by Space Coast Association of REALTORS® and the Space Coast MLS. © 2026 Space Coast Association of REALTORS®. All rights reserved. · MaxxCity Realty LLC · Licensed in Florida.