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For SaleCondominium
$375K
540 S Brevard Avenue #446, Cocoa Beach, FL 32931
Cocoa Beach neighborhood
Subdivision: Harbor Isles Condo Ph IV
2
Bedrooms
2
Bathrooms
1,308
Sq Ft
1989
Year Built
$287 /sqft

About This Property

Description from listing agent

Beautiful riverfront condo in the heart of Cocoa Beach. This 2-bedroom 2 Bath is ready for you to move in and enjoy all this community has to offer. New Kitchen Cabinets, Range, Dishwasher & Microwave. Upgraded Bathrooms and all new vinyl plank flooring!! Awesome view from the living room, master bedroom and balcony. New impact windows and doors. Enjoy a PRIVATE GRAGE!! Harbor Isles features 3 pools, tennis court, clubhouse, fitness center, riverfront boardwalk & more. Walk to the beach, Close to shopping and golf. Come see this and fall in love!!

Space Coast Context

🚀 Launch Viewing — Great Views

17.7 mi from SLC-40

17.7 miles from SLC-40 — clear launch views from your yard or roof on most days.

Aerospace Commute Guide
Blue Origin12.2 mi~27 min
Northrop12.5 mi~28 min
SpaceX12.9 mi~29 min
Lockheed12.9 mi~29 min
L3Harris14.5 mi~32 min
Boeing/KSC14.7 mi~33 min
KSC15.5 mi~35 min

Estimates only — verify with Google Maps.

Flood Risk

Zone X (500-yr) — Moderate Risk

Moderate flood risk (0.2% annual chance). Flood insurance is optional but advisable.

Estimated flood insurance: $800 – $2,500 / yr — varies by coverage, elevation & insurer

Source: FEMA National Flood Hazard Layer. Insurance estimates are ranges only — get a quote for accurate pricing.

Price History

Date
Event
Price
  • 8/13/26
    Price change
    $375K -6.3%
    $287/sqft
  • 8/8/26
    Listed
    $400K
    $306/sqft

Tracked by MaxxCity from the date each listing first appeared in our system — earlier history isn't available from the MLS feed.

Offer Intelligence

Based on 1 comparable sale in this area in the last 180 days.(limited data — interpret with caution)

Price vs. Comparable Sales
17.6% above median
Median comparable close: $319,000 — premium may reflect unique features not captured in automated comps
Typical Offer Discount
100.0% of list price
At that rate, a competitive offer ≈ $375,000
Price Reductions
1 reduction
Originally listed at $400,000 · Cut $25,000 total
See & adjust the 1 comparable sale used

Uncheck any home you don't consider comparable — the median updates instantly.

The median is weighted: nearer sales count more than distant ones, and comps marked recent (sold in the last 90 days) count 2×. Comps farther than 3 miles are flagged — a longer distance usually means few nearby sales were available.

How we match comps

Comps are pulled directly from the Space Coast MLS — sold sales only, closed within the last 180 days. We apply hyper-local matching criteria in this order:

  • Same property type, always (single family, condo, townhouse, etc.)
  • Single-story homes compared only to single-story (and multi to multi)
  • Exact bedroom count
  • Bathrooms within ±0.5
  • Garage spaces within ±1
  • Pool status must match
  • Waterfront status must match
  • HOA must match (HOA community vs. no HOA)
  • Price within ±5–20% of list price (tightest in early tiers)
  • Square footage within ±10–25% (tighter in early tiers)
  • Year built always within ±5–20 years (never dropped)

We search in tiers, expanding the radius only as needed — starting in the same subdivision within 1 mile, then 2 miles, then the same neighborhood within 3 miles, and the same zip code within 5 miles as a last resort. For luxury homes ($5M+), where nearby comps are scarce, we widen the search to 5–20 miles. Year built is always required so comps are from the same era of construction. The median is weighted toward nearer sales, and sales within the last 90 days count 2× to reflect current market conditions.

Median estimate is based on similar active listings and homes that have sold within the last 180 days in this area, as reported through Brevard MLS. This is not an appraisal or a Comparative Market Analysis (CMA). Before making an offer, work with a licensed real estate agent to obtain a CMA, or hire a certified real estate appraiser for an independent valuation.

Additional Details

Lot Size
0.05 acres (2,178 sqft)
Full Baths
2
Stories
4
Garage
1 car
HOA Fee
$910/mo
Waterfront
Canal Navigational to Banana River
Pool
Yes
Days on Market
18
MLS Area
272 - Cocoa Beach

Community & HOA

HOA

  • Name: Harbor Isles HOA
  • Fee: $910 / monthly

Schools

Elementary

Roosevelt

Middle School

Cocoa Beach

High School

Cocoa Beach

Financial & Listing Details

Listed
Aug 8, 2026
Parcel #
25-37-15-00-00816.T-0000.00
$375K

Listing Agent (for property info)

J
Juanita Ballew
Walker Bagwell Properties Ltd
321-868-3151
Call Listing Agent

Estimated Monthly Payment

$3,411/mo
Principal & interest
$1,976
Property taxes
$375
Insurance & HOA
$1,060

Based on a 6.90% rate, 30-year loan, and $375K price — down payment shown: $75,000.

This is a quick estimate only — it does not include items like mortgage insurance, closing costs, or rate-lock terms. For an accurate payment based on your credit and finances, get pre-qualified with a certified bank or licensed mortgage brokerage.

MLS# 1084487

What's Nearby

schools
Freedom 7 Elementary School
0.2 mi away
shopping
Food & Beverage
0.6 mi away
fire stations
Cocoa Beach Fire Department Station 51
0.6 mi away
government
Cocoa Beach City Hall
0.7 mi away
restaurants
Wahoo Coffee
0.7 mi away
coffee shops
Wahoo Coffee
0.7 mi away
restaurants
Juice & Java
0.8 mi away
coffee shops
Juice & Java
0.8 mi away

Interested in this property?

Equal Housing Opportunity

MLS# 1084487 · Listing Broker: Walker Bagwell Properties Ltd · IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. Listing information provided by Space Coast Association of REALTORS® and the Space Coast MLS. © 2026 Space Coast Association of REALTORS®. All rights reserved. · MaxxCity Realty LLC · Licensed in Florida.